Investment Calculator

Calculate potential investment returns with compound interest and regular contributions

Initial Investment

Monthly Contribution

Investment Period (Years)

Annual Return (%)

Compounding Frequency

Inflation Rate (%)

Tax Rate (%)

Final Balance$345,741.64

Total investment value at the end of the period

Total Contributions$130,000.00

Sum of initial investment and all contributions

Total Earnings$215,741.64

Total interest earned through compound growth

Inflation-Adjusted Balance$210,996.07

Final balance adjusted for inflation

Effective Annual Rate8.3%

Actual annual return including compound effect

Real Return Rate5.7%

Return rate adjusted for inflation

Year	Balance	Contributions	Earnings	Real Value
1	$17,096.46	$6,000.00	$1,096.46	$16,679.47
2	$24,781.92	$6,000.00	$1,685.46	$23,587.79
3	$33,105.27	$6,000.00	$2,323.35	$30,741.53
4	$42,119.45	$6,000.00	$3,014.18	$38,158.14
5	$51,881.81	$6,000.00	$3,762.36	$45,855.96
6	$62,454.44	$6,000.00	$4,572.63	$53,854.26
7	$73,904.59	$6,000.00	$5,450.15	$62,173.36
8	$86,305.09	$6,000.00	$6,400.51	$70,834.61
9	$99,734.84	$6,000.00	$7,429.74	$79,860.51
10	$114,279.24	$6,000.00	$8,544.40	$89,274.76
11	$130,030.82	$6,000.00	$9,751.58	$99,102.31
12	$147,089.78	$6,000.00	$11,058.96	$109,369.47
13	$165,564.62	$6,000.00	$12,474.84	$120,103.95
14	$185,572.87	$6,000.00	$14,008.24	$131,334.96
15	$207,241.79	$6,000.00	$15,668.92	$143,093.32
16	$230,709.22	$6,000.00	$17,467.43	$155,411.48
17	$256,124.43	$6,000.00	$19,415.21	$168,323.71
18	$283,649.09	$6,000.00	$21,524.66	$181,866.13
19	$313,458.29	$6,000.00	$23,809.20	$196,076.85
20	$345,741.64	$6,000.00	$26,283.35	$210,996.07

You're maximizing compound interest with monthly compounding

Strong contribution strategy for long-term growth

Balance matches typical long-term market returns

Consider tax-advantaged accounts like 401(k) or IRA